Calculating an organisation’s credit rating is a delicate art. The calculations include:

Cash flow is a major concern for most companies, and unpaid invoices can lead to financial problems and even insolvency. Invoice financing can remove the headache whilst freeing up capital.

For most businesses, cash flow means balancing working expenses against prompt payment of invoices by customers. Late paid invoices can cause frustrating service delays, uncertainty, and an inability to plan effectively.

As of 1st January 2019, the Annual Investment Allowance (AIA) has increased from £200,000 to £1 million, a very welcome New Year’s gift to UK businesses! Let’s explore what the AIA means and why you should act this year to take advantage of the opportunities it offers.

As a start-up business, you are at a significant disadvantage compared with your established competitors when it comes to raising operating finance. Nobody knows you, who you are and what your financial track record is – because you don’t have one yet. That paucity of detail is anathema to conventional financial houses.

In the world of providing the kind of financing that a company requires for normal everyday operation, traditional lenders like banks seem to put up negative barriers around business finance. Of course, it’s all about risk management but it can seem from the outside, especially from the viewpoint of an SME, that the banks are unapproachable. Ours is not to question why. Our task is to look for alternative sources.

Invoice financing is a highly effective method of alleviating cash flow problems by releasing the value of unpaid invoices. However, choosing the right invoice finance provider is essential for ensuring your business receives the best possible rates and terms.

Every business experiences periods of fluctuating cash flow, but maintaining a healthy balance can become a constant challenge if you offer generous payment terms on invoices, or if customer payments are regularly behind schedule, irrespective of your turnover. Why wait to be paid, when you could benefit from fast access to funds tied up in unpaid invoices with invoice financing?