Growing a business requires a reliable cash flow and often an injection of capital. The health of a company’s finances depends on customers paying their invoices on time. Even with standard business terms in place, some customers are slow to settle their accounts. This can limit any business expansion plans. There is a way to harness the working capital trapped in unpaid invoices. Known as invoice finance, there are two main mechanisms for freeing up your company’s cash flow.

At Business Finance Solutions (UK) Ltd, we're experts at sourcing secure, reliable, and affordable financial backing for small businesses that might go unfunded by mainstream lenders and investors.

As independent financial brokers working with the whole market of lenders, we arrange affordable credit sources for a wide range of clients, providing clear and impartial advice on the best option for each case. One particular area of our work involves advising clients on how best to obtain personal finance for small-scale business and stakeholder acquisitions.

As there isn't a single funding model for Healthcare businesses in the UK, practices and care homes finance their activities in a variety of ways. Let's examine where Healthcare practitioners get their funding from, as well as some of the pros and cons of the methods they use.

Calculating an organisation’s credit rating is a delicate art. The calculations include:

Cash flow is a major concern for most companies, and unpaid invoices can lead to financial problems and even insolvency. Invoice financing can remove the headache whilst freeing up capital.

For most businesses, cash flow means balancing working expenses against prompt payment of invoices by customers. Late paid invoices can cause frustrating service delays, uncertainty, and an inability to plan effectively.

As of 1st January 2019, the Annual Investment Allowance (AIA) has increased from £200,000 to £1 million, a very welcome New Year’s gift to UK businesses! Let’s explore what the AIA means and why you should act this year to take advantage of the opportunities it offers.

As a start-up business, you are at a significant disadvantage compared with your established competitors when it comes to raising operating finance. Nobody knows you, who you are and what your financial track record is – because you don’t have one yet. That paucity of detail is anathema to conventional financial houses.

In the world of providing the kind of financing that a company requires for normal everyday operation, traditional lenders like banks seem to put up negative barriers around business finance. Of course, it’s all about risk management but it can seem from the outside, especially from the viewpoint of an SME, that the banks are unapproachable. Ours is not to question why. Our task is to look for alternative sources.

Invoice financing is a highly effective method of alleviating cash flow problems by releasing the value of unpaid invoices. However, choosing the right invoice finance provider is essential for ensuring your business receives the best possible rates and terms.